1What is an annotation?
A note written on a land title that records transactions or legal interests affecting the property.
2What is a lien?
A legal claim or hold on a property as security for the payment of a debt or obligation.
3What are examples of liens?
Mortgage, unpaid taxes, or court judgment affecting the property.
4What is an adverse claim?
A notice filed by a person claiming an interest in a property that is registered under another person’s name.
5What is the purpose of an adverse claim?
To protect the claimant’s rights by notifying others that a dispute or claim exists over the property.
6How long is an adverse claim valid?
30 days from registration, but may be renewed for another 30 days.
7What is the effect of an annotation on the title?
It informs the public that a specific right, claim, or encumbrance exists on the land.
8Who maintains and records annotations and liens?
The Register of Deeds (RD) under the Land Registration Authority (LRA).
9Why are annotations important?
They ensure transparency and protect the interests of both owners and third parties.